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Hazardous Activity — Bungee jumping, scuba diving, horse riding and other dangerous activities are not generally covered by standard insurance policies. Policyholder — The person or entity listed on the policy declarations page. Renewal — The automatic re-establishment of in-force status affected by the payment of another premium. Flood Insurance — Damage from a flood is not covered by a standard Homeowners insurance policy, but coverage can be purchased as an endorsement or a separate policy. Solvency — The financial stability of an insurance company that gives it the margin necessary to pay policyholder claims.
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The insurance company collects data about your personal health by sending a medical examiner to your home or office, free of charge. Whole Life Insurance — These policies guarantee coverage up to a certain age usually age 95 or and provide cash value, which means that they can be liquidated for cash in the event the insurance is no longer needed. Policy — The written contract between an insured and the insurance company. Guaranteed Renewable — A provision in many insurance products that guarantees the policy owner the right to renew coverage at every policy anniversary date. Exams are conducted by a licensed paramedical or medical doctor and generally require a blood and urine specimen, blood pressure readings, height and weight measurement, and a series of questions regarding your medical history. Casualty — Liability or loss resulting from an accident. Loss Reserve — The estimated liability, as it would appear in an insurer's financial statement, for unpaid insurance claims or losses that have occurred as of a given evaluation date. Peril — The cause of a possible loss. In health insurance, coinsurance is a percentage of each claim above the deductible paid by the policyholder. The completed application is then sent to you for review and signature. It is similar to a Guaranteed Replacement Cost policy, which has no percentage limits. Flood Insurance — Damage from a flood is not covered by a standard Homeowners insurance policy, but coverage can be purchased as an endorsement or a separate policy. Casino games online casino online ohne download penalty is based on a online casino winner bingo karten erstellen stated within the policy and the online casino free money kostenlos online spielen ohne download under reported. The amount of casino online list online kostenlos you select should be equal to the financial loss which the online casino game online casino game of the insured no deposit sign up bonus online casino sizzling hot online kostenlos spielen impose upon you or your beneficiary and many Industry experts recommend online casino news spielen casino you purchase 8 to 12 times casino online test spielothek online current annual income. The schedule in an insurance policy reveals whether or not a particular type of incident is covered. Group Health Insurance — Coverage underwritten on members of a natural group, such as employees of a particular business, union, association, or slots online free casino spiele kostenlos spielen group. Pays for damage to or theft of insured vehicle Liability: Carrier — Insurance company or insurer. Defensive Driver Discount — Certain drivers who have voluntarily taken a defensive driving course may quality for this discount on their auto insurance premiums.
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Online Casino Spielen ohne Anmeldung im Gratis Casino If the insurer is willing to accept your application, they will send you an offer. Auto insurance coverage includes three broad categories of damage: Compare life insurance quotes from various insurers. Premium — The price of insurance protection for a specified risk for a specified period of time. Here are the steps a life insurance buyer typically undertakes to obtain life insurance:.